The 4th Annual Pet Appreciation Day and Adoption Fair is coming up on September 30th at Live Oak Park in the heart of downtown Manhattan Beach. Festivities will begin with a “Walk and Wag” doggie walk at 10:30am, finishing at the park location. Official festivities begin at 11am and end at 4pm. You can bring the whole family, including your pets. There will be raffle prizes, silent auction, pet related booths, boxer kissing booth, animal rescue groups with pets for adoption, great food, live animal entertainment and demonstrations and live music!

The City of Manhattan Beach will also be offering pet licensing that day. So, if you’ve been putting off the most important tag on your dog’s collar, this is your chance to get that doggie licensed. Some of the local businesses who have generously donated items for raffle and auction are Shade Hotel, Bora Bora, Rock N Fish, Pet Flys, The Pet Food Store, Christie’s, Red Carpet Car Wash, and more…

Check this event out and know you’re having a great time, benefiting a great cause! All proceeds from donated raffle and auction items will go to benefit local rescue organizations in their efforts to place homeless animals in loving homes.

Never been to Manhattan Beach and want to know more about what to do here?

Check out http://www.downtownmanhattanbeach.com/index.cfm

As credit risk fears continue to unfold nationally in the mortgage industry, it is clear that investors have less of an appetite for non-conforming loans. This is no longer just a sub-prime lending issue. Guidelines with most national lenders have changed drastically in the last 48 hours. It is now more critical than ever to work with a mortgage professional that you trust and one that has vast resources and options for borrowers. Lenders have already tightened and in some cases, eliminated stated income loans and at the very least will be very restricted on higher risk jumbo loans. As the credit market tightens, working with a trusted mortgage broker becomes a huge benefit to you. We are all being impacted, but there are still vast resources available to fund loans. Use a lender that prides themselves on being in the know and are making it their business to investigate current lending guidelines for all of their lending resources.
As Realtors and professionals, we need to take this very seriously and protect our client’s transactions. Platinum Capital prides itself on being an industry leader and will protect the borrower and their transaction. This is not a time for borrowers to get greedy and shop for the “best deal”. This is a time to work with professionals with the experience and knowledge to close deals on time. Platinum Capital has moved many loans this week from threatened institutions to ones that will remain strong during turbulent times. This is the benefit of an experienced mortgage broker. One institution does not give you the resources you need to be successful in today’s market.
Platinum Capital welcomes your calls and look forward to continued success for 2007!

Be sure to call my resource for funding:

The Platinum Team

JoAnn Maisch, Vice President
Platinum Capital Group
www.Platinumcapital.com
mrtgbroker@aol.com

(310) 796-5600 x334

For more insider advise on the current mortgage industry situation, see the following top rated websites:

www.blownmortgage.com

www.mortgagefraudblog.com

http://housingpanic.blogspot.com

www.consumermortgagereports.com

If you enjoy these sites, let me know! I’ll make sure and include them in more articles.

You have Internet access, and it may be tempting to go out and view properties on your own. After all, you have access to addresses and listing similar to the information available to a professional Realtor. Realtors are no longer the gatekeepers of the information. What you don’t have is someone to advise you about market trends, necessary knowledge of contracts, property background, listing history and more. It is so important to have someone on your side when looking for a home.

Also, it doesn’t cost you a dime to go out and look at homes with a professional Realtor. A buyer’s agent’s commission is paid by the selling broker’s office through a shared commission agreement. A buyer’s agent has your best interests at heart when representing you to a selling agent. I can usher you through all the ins and outs of looking for your new home. Including saving you time by cutting out those homes that wouldn’t suit your needs.

Don’t waste another minute searching through databases of homes that are most likely already sold and contact me today! Ask how I can be your best adviser in the purchase of your new home.

Few things are as true as numbers. They don’t lie or exaggerate to sway you. If you’ve been considering selling or buying and aren’t sure if you’re ready, take a look at the following facts about home sales in the South Bay. The numbers used to find this information are actual South Bay Brokers sales data for the last few years.

Some Facts:

(1) It is an incontrovertible truth that sales volume is best in the beginning of the year through spring. Number of sales decline as we get into fall.

(2) Sales dollar figures have increased in 2007 for a record setting February. This is an indication that the market is in fine shape and the best time for you to sell is now.

(3) Less buyers means less sales and lower prices. Getting into the market at the right time is imperative.

If you find this information interesting and you would like to discuss how the market can affect your real estate investment goals, please do not hesitate to give me a call.

I believe that quality, blended with excellent service, is the foundation for a successful business.